No per-user fees. No per-module upsells. No surprise charges when a memorandum circular changes — regulatory updates are included in Compliance and Enterprise, forever. Your figure depends on the size of your cooperative, and you get it in writing, early, without having to chase us for it.
One annual subscription per cooperative — not per user, not per module, not per branch office you had to add. The figure is set by your size (members or total assets, whichever is higher), so a 900-member coop is never quoted like a 15,000-member coop. We confirm your band in one short conversation and put the number in writing before you take anything to your board.
Every quote is VAT-exclusive and covers the full annual subscription plus a one-time implementation, migration and training fee. Nothing else is added later.
We would rather talk about your cooperative's situation than lead with a number that means nothing until we know your size. So here are the numbers that actually matter — the ones a cooperative pays whether or not it ever buys a system.
Set against those, the real question is not what a system costs. It is what another filing season costs. Take the free assessment first: it tells you where your gaps are, and we will tell you honestly whether KoopSave is worth the conversation.
| Feature | Core | Compliance ★ | Enterprise |
|---|---|---|---|
| Member management & share capital | ✓ | ✓ | ✓ |
| Savings, deposits & teller operations | ✓ | ✓ | ✓ |
| Loan management, full cycle | ✓ | ✓ | ✓ |
| CDA-aligned accounting & financial statements | ✓ | ✓ | ✓ |
| Role-based access, maker–checker, audit trail | ✓ | ✓ | ✓ |
| CAPR generator & CDA report pack | — | ✓ | ✓ |
| CIC (RA 9510) submission engine | — | ✓ | ✓ |
| Compliance calendar & deadline alerts | — | ✓ | ✓ |
| Regulatory updates included | — | ✓ | ✓ |
| Auditor access & audit season toolkit | — | ✓ | ✓ |
| Multi-branch (3 included) | — | — | ✓ |
| HR, biometric timekeeping & payroll | — | add-on | ✓ |
| API access & custom reports | — | add-on | ✓ |
| Priority support + dedicated CSM | — | — | ✓ |
| Support level | Business hours | Business hours | Priority, 4-hr |
Add-ons available on every edition: extra branches, member portal / mobile app, SMS notifications, additional on-site training days.
Because a single headline figure would be wrong for almost everyone who reads it. KoopSave is priced by cooperative size, and we kept watching coops rule themselves out based on a number meant for a coop three times their size — or assume it was out of reach without ever asking. So we do it the other way round: tell us your members and total assets, and you get your actual figure in writing, usually within the same week. No haggling, no "let me check with management," no pressure to decide on a call.
No, and that is deliberate. Every cooperative in a given size band pays the same subscription — which is our promise to you that nobody who negotiated harder got a better deal than your coop did. The one-time implementation fee is where we can flex, and only inside defined programs (for example, our founding-client case study program). Ask us about those directly; you will not have to negotiate for them.
Yes. We partner with federations, unions and chapter offices to bring KoopSave to their member cooperatives, including group onboarding, shared training programs and coordinated rollout schedules. If your federation is already talking to us, mention it and we will coordinate rather than duplicate. If it isn't, we are happy to speak with them.
Compliance and Enterprise subscriptions include regulatory updates. When a new memorandum circular changes a report format, or the CIC updates its schema, the update is delivered as part of your subscription — not quoted as a change request. That's the point of how KoopSave is built.
Implementation is real work: your chart of accounts configured, your data migrated and verified, your team trained (bookkeeper first), and 30–60 days of hypercare after go-live. We phase the rollout so your coop is never disrupted — module by module, validated in real use.
Most single-branch coops are running their core operations within the first 90 days, with compliance modules armed well before your next filing season. Multi-branch rollouts are phased per branch.
Tell us what happened — seriously, it's the first thing we'll ask. Most failures come from big-bang deployments and hard-coded software that couldn't adapt. KoopSave deploys in validated phases, and your rules live as configuration, so the system bends to your coop instead of breaking.
Fast — we know boards meet monthly and a missed board date costs you four weeks. Complete the readiness assessment, tell us your member count and total assets, and we will send a written proposal you can attach to a board paper: subscription, implementation, what's included, and what isn't. All figures VAT-exclusive, with the complete picture shown, no surprises.
Start with the free readiness assessment. It tells you where your compliance gaps are — and which edition (if any) actually fits your coop. If Core is enough, we'll tell you.
Get the free assessment