No per-user fees. No surprise charges when a memorandum circular changes — regulatory updates are included in Compliance and Enterprise, forever. All prices VAT-exclusive.
Your subscription is based on your cooperative's size — members or total assets, whichever is higher. The "starting at" prices above are for smaller coops; we'll confirm your exact tier in one short conversation, before any commitment.
| Feature | Core | Compliance ★ | Enterprise |
|---|---|---|---|
| Member management & share capital | ✓ | ✓ | ✓ |
| Savings, deposits & teller operations | ✓ | ✓ | ✓ |
| Loan management, full cycle | ✓ | ✓ | ✓ |
| CDA-aligned accounting & financial statements | ✓ | ✓ | ✓ |
| Role-based access, maker–checker, audit trail | ✓ | ✓ | ✓ |
| CAPR generator & CDA report pack | — | ✓ | ✓ |
| CIC (RA 9510) submission engine | — | ✓ | ✓ |
| Compliance calendar & deadline alerts | — | ✓ | ✓ |
| Regulatory updates included | — | ✓ | ✓ |
| Auditor access & audit season toolkit | — | ✓ | ✓ |
| Multi-branch (3 included) | — | — | ✓ |
| HR, biometric timekeeping & payroll | — | add-on | ✓ |
| API access & custom reports | — | add-on | ✓ |
| Priority support + dedicated CSM | — | — | ✓ |
| Support level | Business hours | Business hours | Priority, 4-hr |
Add-ons available on every edition: extra branches, member portal / mobile app, SMS notifications, additional on-site training days.
Compliance and Enterprise subscriptions include regulatory updates. When a new memorandum circular changes a report format, or the CIC updates its schema, the update is delivered as part of your subscription — not quoted as a change request. That's the point of how KoopSave is built.
Implementation is real work: your chart of accounts configured, your data migrated and verified, your team trained (bookkeeper first), and 30–60 days of hypercare after go-live. We phase the rollout so your coop is never disrupted — module by module, validated in real use.
Most single-branch coops are running their core operations within the first 90 days, with compliance modules armed well before your next filing season. Multi-branch rollouts are phased per branch.
Tell us what happened — seriously, it's the first thing we'll ask. Most failures come from big-bang deployments and hard-coded software that couldn't adapt. KoopSave deploys in validated phases, and your rules live as configuration, so the system bends to your coop instead of breaking.
Subscription pricing is the same for everyone — that's a promise to every client that nobody got a better deal. Where we can flex is the one-time implementation fee, in specific programs (for example, our founding-client case study program). Ask us.
All prices shown are VAT-exclusive. Your formal quote will show the complete picture with no surprises.
Start with the free readiness assessment. It tells you where your compliance gaps are — and which edition (if any) actually fits your coop. If Core is enough, we'll tell you.
Get the free assessment